Where are Interest Rates Going?

What is the current interest rate?  Are they increasing?  When will they increase? As a loan officer these are questions we get daily.  And the…

Housing Affordability

The stats are in, over the past year home prices in Arizona have jumped a record 22.7%. The Arizona housing market is hotter than Phoenix’s…

Local Grant Programs For Down Payment Assistance

by: Ryan Gilliam For those looking to purchase a new home and take advantage of local grant programs for down payment assistance, April, May, and…

Tips on Buying a Manufactured Home

It is no secret; housing is hot right now.  National home prices have increased 7.3% in 2020, housing inventory has hit record lows, and demand…

Eastmark in Mesa in 2020 – 2021

Eastmark is growing and evolving right before our eyes. Many of the big additions to the neighborhood that were announced a few years ago are…

Building Your Own Home

The real estate market in 2020 has been hot.  Demand is high, inventory is low, and homes are getting multiple offers the first day they…

Work History When Buying a Home

I’ve only been on my job for a month, can I still buy?  I have a gap of employment of 4 months, will this prevent…

What is Going on with Interest Rates?

Ryan, what is going on with Interest Rates?  Being in the mortgage business for over 15 years now, I have been getting this question more…

Ten Things NOT to Do When Buying a Home

Ten Things NOT to Do When Buying a Home DON’T Acquire more debt. Don’t use your credit cards for big purchases, don’t apply for new…

Can I get into a home with no money down?

“You need 20% down to get into a home, and your credit scores need to be over a 740.”  These are a few things we…

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